Card1Nestled in a quiet corner of Milford is a charming shop – LeLoLi Cafe. The delightful owner of this bistro, Maria Bryant, named her cafe after a Spanish melody, and affectionately refers to it as a place to Learn, Love, and Live. Conveniently located on North Walnut St in Milford, just across the street from the Milford Diner and Shang Hai’s, LeLoLi’s offers a full breakfast fair for early risers, and a delectable lunch menu with wraps, Panini, specialty salads, soups, chili, and pastries – all homemade by Maria. The Espresso Bar features freshly brewed java, Lattes, Espressos, fresh smoothies, and teas.  She supports other mom and pop locals by selling some of their goods, like the preserves made by Ronnie’s Kitchen.  Although just in business at LeLoLi’s for two years, Maria has been in the eatery business since she was 22, starting in BeansBean Town at Logan International. Maria prides herself with not only a wonderful menu and a comfortable atmosphere where family and friends can gather, but she takes tremendous pride in providing her customers a place where they can escape for a few minutes of relaxation and decompression from the daily grind – no pun intended. She learned her catering craft while living in Cafe1Boston and brought her skills to her new cafe, where she offers a large catering selection for up to 1000 guests.  As an entrepreneur, Maria saw the benefit of offering her conference room for a modest fee for guests needing a little extra space to conduct their business. There is an overarching theme to Maria’s LeLoLi Cafe. And whilst the tasty food and drink are evident and the pride of ownership more than obvious, there runs a theme a bit deeper than the brick and mortar. There is an quiet spirituality that brings comfort and calm to her friends and a peaceful repose to herself. Her devotion to her cafe seems to be an outgrowth of her devotion in her own life, and the praise she sings is not of her own, but of the One that has made this all possible. Maria plans to expand in the future and open another cafe, perhaps in a neighborhood near you. The next time you are in Milford, stop by and visit. Sit, relax; enjoy a nice lunch, a yummy Latte, and have a chat with Maria – you’ll be glad you did.

6ba437fa513a4128894795e0c7dfe59cIn 1763, Levin Crapper, the local magistrate, built what is now the oldest home in South Milford, on a 1500 acre tract of farming land. The home was a Georgian Colonial with the original entrance on the south side, which is now the rear of the home.  This grande dame was formerly the residence of two Delaware Governors; Daniel Rogers who lived in the mansion from 1788 to 1806 and Governor Peter F. Causey, in 1855. Gover66226896nor Causey remodeled this splendid home to its present Greek Revival style and moved the main entrance to the north side of the house and added the balusters and widow’s walk. There still stands a slave cottage along the drive on the west side of the house, a throwback to the era when this home was a farming plantation. In 1930, Captain Vinyard purchased the residence where he remained until his death in 1945. Caroline, Captain Vinyard’s daughter, lived in the home until her death in 1984. The home was restored in 1984 by Frances & Ken Novak and converted into a Bed & Breakfast Inn. The stately mansion was purchased in 2014 by Jan Broulik and Joseph Phillips and continues to be operated as Milford’s premier Bed and Breakfast. The bucolic grounds and expertly manicured gardens continue to be a focal point for guests to relax and enjoy all that Milford has to offer.

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Tom Schoenbeck, Assoc Broker, Keller Williams Realty, Rehoboth Beach, 302-360-0300

PathThere’s a little group of Delawareans that live in a quaint town off the Mispillion River in Milford. Founded as a ship building community in the late 1600’s, and split by the river’s banks into two counties, this charming and friendly town is becoming a well sought after place to call home.  Barely 11,000 inhabitants, the thriving town has all the essentials of what big city folks enjoy, but without the racket and hustle. As many towns enjoy- the main corridor offers some box box shopping while the downtown features the mom and pop shops and businesses that keep the charm of this mid-Atlantic town thriving and alive with Visit_1“calm excitement.” Enjoy the Milford MuseumLibrary, beautiful Riverwalk, or join the locals for an evening at the theater with the Second Street Players. Milford has it all. There are coffee and treat shops like Dolce (voted Best Coffee shdolceop in Delaware in 2014 by Delaware Today,) hometown diners, hardware and shoe repair shops, a wonderful weekend Farmers Market where everyone gets together to buy and sell local goods. Stay the weekend at one of the local Bed and Breakfasts or motels and travel out in the 1beautiful countryside. Regardless of what you are looking for, Milford Delaware probably has it. We are pleased to live in one of most historically significant towns in the First State.  The downtown boasts a plethora of classically Victorian homes such as the home at 206 S Walnut St, referred to as the Dill House, as well as many neo-classical and revivalist mansions and residences. On your next vacation, don’t pass through Milford, come on in and enjoy the afternoon, stay the weekend, or stay a life-time!

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Tom Schoenbeck, Assoc Broker, Keller Williams Realty, Rehoboth Beach, 302-360-0300.

This gorgeous, historical, grand Victorian has undergone a brilliant restoration w/meticulous attention to detail. From the kitchen, baths, marble & hrdwd flrs, roofs, elec and plumbing, to the grand moldings around 10′ ceilings. This home would command $1M+ at the beach, a quick 25 minute drive.

MLS 610578.Front2

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Sold a Condo home in 2014 in Rehoboth Beach, DE.
  • Not only were you from the local area I wanted to sell in, but you were very quick and efficient to answer all my questions. I could always reach you easily. You brought me an offer 3 days into the listing. Tom Schoenbeck is very professional! I especially liked that you took me through the selling process. Thanks so much for the great work, the high energy you displayed day in and day out, YOU EXCEEDED IN EVERY WAY! That is very unusual in today’s world of Real Estate.
Mike P.
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HUD-1 Statement and VA Loan Fees

The 1 percent origination fee: The VA limits the origination fee a lender can charge a borrower to 1% of the loan. The origination fee covers a lender’s costs of processing a loan, and can include:

  • document preparation fees
  • processing fees
  • administrative costs of originating your loan
  • application fees
  • faxing/mailing fees
  • additional fees involved with loan processing

Additional allowable fees:

The 1% origination fee is designed to cover the time and money a lender invests into each loan file. But those aren’t the only costs that a VA loan will incur. Beyond the lender’s origination fee of 1 percent, VA borrowers can be charged for the following items:

  • appraisal fees
  • recording fees
  • credit report fees
  • prepaid items (taxes, assessments, and similar items)
  • hazard insurance
  • flood determination
  • survey fee
  • title work and insurance
  • VA funding fee
  • discount points
  • well and septic inspection fees
  • closing protection letter fee
  • additional fees deemed appropriate by the VA

VA Prevents Lenders from Billing Certain Items

Unallowable VA loan fees:

The VA prevents lenders from charging certain fees to a VA borrower. VA loan recipients can never be charged for the following items:

  • termite/pest inspection
  • attorney fee charged as a benefit to the lender
  • mortgage broker fee
  • real estate agent commission
  • prepayment penalties
  • HUD inspection fees for builders

So, if any of the non-allowed fees are being charged, the seller, agent, or lender may pay them, but not the Vet.


ImageDelaware farm stands and markets will be opening their doors to kick-off the season this month. Shoppers can easily and find local sources of fresh produce, meat, eggs and other agricultural products by using the local guide, the Delaware Fresh app for mobile devices and the Delaware Ag Directory. With the abundance of corn, soy, and wheat, coupled with the wet winter and spring, this should be a banner year for gorgeous crops!




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